Description
We have an exciting new opportunity with our client, a leading insurance firm based in Toronto, is seeking a highly skilled Senior Property & Casualty Underwriter to join their dynamic team. With a strong reputation for excellence and innovation in the industry, they are committed to providing tailored insurance solutions and exceptional service to their clients.
Position Overview:
As a Senior Property & Casualty Underwriter, you will be responsible for evaluating, analyzing, and underwriting complex commercial risks within the property and casualty sector. You will play a critical role in driving profitability and maintaining a balanced portfolio by assessing risk exposures, negotiating terms, and developing strong relationships with brokers and clients.
Key Responsibilities:
- Assess and underwrite complex property and casualty risks in accordance with company guidelines and industry best practices.
- Analyze financial statements, loss history, and risk exposure to determine appropriate coverage terms and pricing.
- Collaborate with brokers, agents, and clients to develop customized insurance solutions.
- Negotiate policy terms and conditions to maintain a profitable book of business.
- Stay informed on market trends, regulatory changes, and industry developments.
- Mentor and provide guidance to junior underwriters to support their professional growth.
- Work closely with internal teams, including claims, actuarial, and risk management, to optimize underwriting strategies.
Qualifications & Experience:
- Minimum of 5+ years of experience in property and casualty underwriting, with a strong focus on commercial risks.
- CIP, FCIP, or CRM designation is highly preferred.
- In-depth knowledge of underwriting principles, risk assessment, and regulatory requirements in Canada.
- Proven ability to analyze complex risks and make sound underwriting decisions.
- Strong negotiation, communication, and relationship-building skills.
- Proficiency in underwriting software and MS Office Suite.
If you are an experienced underwriter with a passion for risk analysis and strategic decision-making, we encourage you to apply and become part of a company that values expertise and innovation in the insurance industry.