Description

Job Description: REMOTE across Canada – $80k-$120k/year – Full-time

Insight Global is seeking experienced Individual Life Underwriters to join a rapidly growing Insurance client. This role is ideal for underwriters with 4–15 years of traditional life and critical illness underwriting experience with meaningful signing authority (typically $1M–$1.5M+), offering exposure beyond capped or affinity-market models. In this role, underwriters will independently assess and underwrite traditional individual life and CI policies, making full, uncapped underwriting decisions on higher-value and higher-complexity cases. Successful candidates bring strong critical‑thinking skills, the confidence to exercise signing authority and challenge assumptions, and the ability to communicate effectively with internal stakeholders in a fast‑paced underwriting environment.

Responsibilities:

  • Underwrite traditional individual life insurance (non-affinity / non-group)
  • Full underwriting decisions, not capped at lower mortality thresholds
  • Underwrite Critical Illness (CI) policies
  • Review and assess higher-value, higher-complexity files
  • Exercise signing authority independently within assigned limits

Required Skills & Experience (Must-Haves):

  • 4–15 years of underwriting experience (individual insurance)
  • Experience underwriting traditional individual life insurance
  • Not affinity or strictly group market only
  • Signing authority:
  • Generally $1M+ life insurance
  • CI signing authority strongly preferred
  • Experience evaluating higher-rating and higher-complexity cases
  • Strong questioning and critical-thinking skills
  • Ability to validate requirements and challenge assumptions
  • Excellent communication and stakeholder collaboration skills

Nice-To-Have / Plusses:

  • Experience across multiple carriers or reinsurers, such as:
  • Sun Life, Manulife, Empire Life, Co-operators, Canada Life, Desjardins, Aviva
  • Reinsurers like RGA, Swiss Re, Munich Re, PartnerRe, Gen Re, Optimum Re, etc.,

*We may use artificial intelligence tools to assist with the screening, assessment, or selection of potential applicants for this position.